Loan insurance is a payment protection insurance which means that your loan will be paid off in the event of certain unforseen eventualities such as illness, death or redundancy. There is a monthly charge for loan insurance in the UK but its benefits can be great. It will also assure some lenders to lend you the money where they might not do so otherwise.

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LOANS SECURED ON YOUR HOME THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
12.8% APR Typical Variable