Using our soft search ‘eligibility checker’ will allow you to select a loan from lenders that are likely to accept your application. When you make an application for credit it leaves a mark other lenders can see, potentially reducing your credit score AND your chances of getting future credit.
Lenders who have determined from your details that they will lend, but a smaller amount than you were looking for, for example – or, they may insist that you repay the loan over a longer period to ensure monthly costs are affordable.
We’ll tell you about loans when the interest rates they offer are far higher than options that are already available to you, but we won’t quote for them. Likewise, if a provider only offers loans that are far from your requirements, we won’t quote for those either. However, we tell you about them in case you want to refine your search.
Any lenders who have indicated to us that they would not lend to you if you were to apply. This might be because, for example, you don’t meet their underwriting rules (age, income or employment status) or because of information on your credit file.
Check to see if you can consolidate your debts into a monthly manageable payment.
Want to own a car? Car finance or a car loan could get you on the road.
Get the dream bathroom, ideal kitchen or loft conversion you’ve dreamt about and add real value to your home.
Want to see the World? Enjoy some sunshine? Allow yourself to take a break that may have felt out of reach.
Get your business that extra money to help it grow, flourish and develop to the next level.
Whether buying your first property or looking to grow your portfolio, a buy to let loan could help you take a step on the property ladder.
Be what you want to be, give yourself the breathing space to fulfill your aspirations
All purpose loans, can help with any conceivable(as long as its legal) purpose for a loan.