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Whatever the purpose

Search for a loan that suits you

Find out which loans you can get without harming your credit score

Find a Loan

No credit check without your consent

Why searching for a loan with us makes sense

You will get results
tailored to you You can compare different types of finance options You will know your chances of getting a loan before you apply You’ll know if the rate you see is the rate you’ll get

Why using All Purpose
Loans will not harm your credit score _?

Using our soft search ‘eligibility checker’ will allow you to select a loan from lenders that are likely to accept your application. When you make an application for credit it leaves a mark other lenders can see, potentially reducing your credit score AND your chances of getting future credit.

How the eligibility checker protects you?

^{You provide some basic information about yourself, and we use this to find your credit file.} ^{We match your credit history and details, such as why you want to take out a loan, to the criteria that loan providers give us about the type of customer they accept. We use this to calculate your percentage chances of being accepted for each loan.} ^{Don’t worry, we don’t leave a footprint on your credit file, so your credit score won’t be affected.}
Why we require some personal details?

^{So that we can make sure we’ve got the right credit file, and can work out your eligibility score for each loan. We won’t contact you if you ask us not to.} ^{This way, you can avoid applying for loans you are unlikely to get, and leaving a mark on your credit file. Being declined for a loan may damage your credit score, making it harder to borrow money in the future.}
What happens when a soft search is done on your credit file?

^{Every time a search is done on your credit file, it is recorded as either a ‘hard’ or ‘soft’ search.} ^{If you are making an application for credit, this is a hard search that leaves a mark that will be visible to other lenders on your credit file for 2 years.} ^{This matters because, for many lenders, several hard searches over a short period suggest you might be struggling to get a product, or that you’ve opened several accounts that could prove difficult to manage.} ^{However, you’ll only be doing a soft search when you or someone else looks at your file, but not in connection with an actual application.}^{For example, when you put your details into our Eligibility Checker, we look at your file and work out how likely you are to be accepted for a range of products. This is based on what we know about providers’ acceptance criteria.} ^{this type of search cannot be seen by lenders and will not affect your score, but will be visible to you. You can use the Eligibility Checker as often as you like over any period without risking damage to your file.}
What the pre-approval and eligibility scores really mean?

Pre-approval, this means that you have passed credit worthiness and affordability checks, based on your credit file and the information you have provided, for a lender. They may still need to verify your identity, income and undertake fraud checks but if these are passed you will get accepted for credit.

Some of the lenders we work with

What we will provide you

Exact Matches

^{A list of lenders who are willing to lend you exactly the amount you want to be paid back over the timeframe you were searching for.} ^{The results will be listed, based on your eligibility and the loan’s cost.}

Counter Offers

Lenders who have determined from your details that they will lend, but a smaller amount than you were looking for, for example – or, they may insist that you repay the loan over a longer period to ensure monthly costs are affordable.

No Offers

We’ll tell you about loans when the interest rates they offer are far higher than options that are already available to you, but we won’t quote for them. Likewise, if a provider only offers loans that are far from your requirements, we won’t quote for those either. However, we tell you about them in case you want to refine your search.

Declines

Any lenders who have indicated to us that they would not lend to you if you were to apply. This might be because, for example, you don’t meet their underwriting rules (age, income or employment status) or because of information on your credit file.

Exact Matches

^{A list of lenders who are willing to lend you exactly the amount you want to be paid back over the timeframe you were searching for.} ^{The results will be listed, based on your eligibility and the loan’s cost.}
Counter Offers

Lenders who have determined from your details that they will lend, but a smaller amount than you were looking for, for example – or, they may insist that you repay the loan over a longer period to ensure monthly costs are affordable.
No offers

We’ll tell you about loans when the interest rates they offer are far higher than options that are already available to you, but we won’t quote for them. Likewise, if a provider only offers loans that are far from your requirements, we won’t quote for those either. However, we tell you about them in case you want to refine your search.
Declines

Any lenders who have indicated to us that they would not lend to you if you were to apply. This might be because, for example, you don’t meet their underwriting rules (age, income or employment status) or because of information on your credit file.

Loans for Any Purpose

Consolidation

Check to see if you can consolidate your debts into a monthly manageable payment.

Buy a car

Want to own a car? Car finance or a car loan could get you on the road.

Home Improvement

Get the dream bathroom, ideal kitchen or loft conversion you’ve dreamt about and add real value to your home.

Holiday

Want to see the World? Enjoy some sunshine? Allow yourself to take a break that may have felt out of reach.

Business

Get your business that extra money to help it grow, flourish and develop to the next level.

Buy to Let

Whether buying your first property or looking to grow your portfolio, a buy to let loan could help you take a step on the property ladder.

Education

Be what you want to be, give yourself the breathing space to fulfill your aspirations

Other

All purpose loans, can help with any conceivable(as long as its legal) purpose for a loan.

What we tell you about loans in our results

Pre-approval offers & Eligibility

Some lenders will pre-approve you for their loans. So, assuming the other information you’ve provided is accurate, you’re guaranteed to get that loan. If you haven’t been pre-approved, we’ll tell you your chances of being approved.
Type of loan

_{You should understand the type of loan you are getting. Options include:} ^{Unsecured loans} ^{Hire purchase loans (for car loans)} ^{Homeowner loans} ^{Guarantor loans}
Guaranteed & Representative APRs

Advertised ‘Representative APRs’ are not guaranteed for 49% of people who are accepted for a loan. However, some lenders guarantee their rates, and when they do, we’ll tell you.
The Representative Example

^{We are required to show Representative examples for every loan offer on the results page so you can easily compare the different offers.} ^{As a credit broker with many lenders we have decided to show our representative example below. However, this may not prove helpful as you will make a decision on which loan is right for you depending on your circumstances, and we will be searching loans from over 30 lenders, so there is plenty of choice to suit your circumstances.} ^{Our Representative Example: Representative 28.9% APR fixed. Based on a loan of £5,000 for 48 months at 28.9% p.a. Total £8,488.57 repayable at £176.85 per month} ^{However, please bear in mind that more than half of the people that decide to apply for a loan when they have all results get this rate or lower.}
Homeowner loans

^{We provide information about the risks of securing your borrowing against a property. If a secured loan seems to be the right option, we’ll put you in touch with a regulated broker, who will help ensure you make the right decision for your circumstances.} ^{To ensure you are aware of the risks, we always display a warning alongside any secured loans.}

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. MISSING PAYMENTS WILL HAVE SEVERE CONSEQUENCES AND MAY MAKE OBTAINING CREDIT MORE DIFFICULT IN THE FUTURE.

All Purpose Loans does not make personal loan or credit decisions and is not a lender. We are a credit broker. All Purpose loans matches customer’s loan applications with brokers from our panel depending on the information provided. Any information on this website should be taken as opinion only. You must be a UK resident to apply for a loan.

Our website is completely free for you to use but we may receive a fee or commission for introductions.

Important information
Lenders on our panel offer unsecured loans from £1,000 to £30,000 over terms between 1 and 8 years with APRs from 3.3% to 299.9%. Lenders on our panel offer secured loans from £1,000 to £100,000 over terms between 1 and 25 years with APRs from 3.7% to a maximum APR of 29.9%. Eligibility Criteria applies.

All Purpose Loans is a trading style of Mycasa LLC. Mycasa LLC is registered in United States of America. The principal place of business is 124 Broadkill Rd #479, Milton, DE 19968-1008, USA. Mycasa LLC is an appointed representative of Everything Financial Limited which is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number 742815. Mycasa LLC is registered with the Information Commissioner, Licence No. ZA434846.