Thank you for visiting All Purpose Loans, here are a couple of important things for you to know.
All Purpose Loans is a trading style of Mycasa LLC. Mycasa LLC is registered in United States of America. The principal place of business is 24 Broadkill Rd #479, Milton, Delaware 19968 1008 USA. All Purpose Loans is a registered trading name of Mycasa LLC which is an Appointed Representative of Everything Financial Limited. We are entered on the Financial Services Register under reference number 812876. Everything Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 742815.
In respect of any complaint that choose to make, it will be responded to by Everything Financial Ltd
We strive to offer the best service possible to our customers, unfortunately in some circumstances we may fall short of the high standards you should expect. We absolutely want to know if you have a concern, comment or complaint about the service we offer. Complaints help us to improve and become better at what we do. We accept that we are not perfect, but we promise to investigate any complaint thoroughly, respond as quick as possible and put our findings into practice if it makes us better.
If you are unhappy with any element of the Everything Financial service, please contact us using one of the methods below:
If you are sending us a written complaint, please supply your details, a description of your complaint and how you think we can resolve it, and any other relevant information.
Your complaint will be acknowledged promptly, and we will do all we can to resolve your complaint quickly. If we are to resolve your complaint within three working days after the receipt to your satisfaction, we will send you a short letter called a summary resolution communication confirming this. This letter will be sent out no later than two business days after resolution.
Where complaints may take longer to fully investigate or if we need to look into the matter in more detail, we’ll send you an acknowledgement usually by email within five working days.
We will always try our best to respond to your complaint as quickly as possible and we’ll send you our final response no later than eight weeks from when you first complained however in most cases you will receive a final response within four weeks of us receiving your complaint.
If we cannot complete our investigation within eight weeks, we will contact you to explain the delay and give you an indication of when to expect our response.
If you’re unhappy with the progress of your complaint or not happy with our final response, at this point, you can refer it to the Financial Ombudsman Service.
The Financial Ombudsman Service will only deal with your complaint if you have given us the opportunity to put matters right, so please contact us first and we will do all we can to help you.
If you want the FOS to consider your complaint, you must send your complaint to them within 6 months of the date of the final response. Their contact details are:
Information regarding the service can be found on the Financial Ombudsman website: https://www.financial-ombudsman.org.uk/publications/consumer-leaflet.html
In relation to your complaint you can also request a review from the European Online Dispute Resolution platform: https://ec.europa.eu/consumers/odr/main/index.cfm?event=main.home2.show&lng=EN
This Customer Complaints Policy v5.0 shall be deemed effective as of 16/11/2020. No part of this Policy shall have retroactive effect and shall thus apply only to matters occurring on or after this date.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
We do not charge you a fee for using our service, however we may receive commission if we refer you to an Eligibility Checker Provider, if you click on an offer from Lending Product Provider or if you enter into a credit or loan agreement with a Lending Product Provider following an introduction through this website. All Purpose Loans does not make personal loan or credit decisions and is not a lender. We are a credit broker. All Purpose loans matches customer’s loan applications with brokers from our panel depending on the information provided. Any information on this website should be taken as opinion only. This site is for UK users only. Lenders accessible on this site offer unsecured loans from £1,000 to £25,000 over terms between 1 and 8 years with APRs from 3.1% to 299.9%. Lenders accessible on this site offer secured loans from £10,000 to £100,000 between 1 and 25 years with APRs from 3.7% to a maximum 29.9%. Eligibility Criteria applies. Representative Example: Representative 28.9% APR fixed. Based on a loan of £5,000 for 48 months at 28.9% p.a. Total £8,488.57 repayable at £176.85 per month. 51% of our customers get this rate or lower.
All Purpose Loans does not make personal loan or credit decisions and is not a lender. We are a credit broker. All Purpose loans matches customer’s loan applications with brokers from our panel depending on the information provided. Lenders accessible on this site offer unsecured loans from £1,000 to £25,000 over terms between 1 and 8 years with APRs from 3.1% to 299.9%. Lenders accessible on this site offer secured loans from £10,000 to £100,000 between 1 and 25 years with APRs from 3.7% to a maximum 29.9%. Eligibility Criteria applies. Representative Example: Representative 28.9% APR fixed. Based on a loan of £5,000 for 48 months at 28.9% p.a. Total £8,488.57 repayable at £176.85 per month. 51% of our customers get this rate or lower. Any information on this website should be taken as opinion only. This site is for UK users only.
All Purpose Loans does not make personal loan or credit decisions and is not a lender. We are a credit broker. All Purpose loans matches customer’s loan applications with brokers from our panel depending on the information provided. Any information on this website should be taken as opinion only. You must be a UK resident to apply for a loan.
Our website is completely free for you to use but we may receive a fee or commission for introductions.
Important information
Lenders on our panel offer unsecured loans from £1,000 to £30,000 over terms between 1 and 8 years with APRs from 3.3% to 299.9%. Lenders on our panel offer secured loans from £1,000 to £100,000 over terms between 1 and 25 years with APRs from 3.7% to a maximum APR of 29.9%.
Eligibility Criteria applies.
All Purpose Loans is a trading style of Mycasa LLC. Mycasa LLC is registered in United States of America. The principal place of business is 124 Broadkill Rd #479, Milton, DE 19968-1008, USA. Mycasa LLC is an appointed representative of Everything Financial Limited which is authorised and regulated by the Financial Conduct Authority. FCA Firm Reference Number 742815. Mycasa LLC is registered with the Information Commissioner, Licence No. ZA434846.